A PPP connection is established over the Frame Relay PVC. Alternatively, borrowers may elect to use SBA’s usual calculation: the average number of employees per pay period in the 12 completed calendar months prior to the date of the loan application (or the average number of employees for each of the pay periods that the business has been operational, if it has not been operational for 12 months). PPP over Frame Relay is compliant with the functionality and encapsulation specifications as outlined in RFC 1973. Borrowers may use their average employment over the same time periods to determine their number of employees, for the purposes of applying an employee-based size standard.
An applicant that was not in business from Februto Jmay use the average monthly payroll costs for the period Januthrough February 29, 2020. For seasonal businesses, the applicant may use average monthly payroll for the period between February 15, 2019, or March 1, 2019, and June 30, 2019. Question: What time period should borrowers use to determine their number of employees and payroll costs to calculate their maximum loan amounts?īelow is the official answer from Q14 as of April 10, 2020Īnswer: In general, borrowers can calculate their aggregate payroll costs using data either from the previous 12 months or from calendar year 2019. Linked here and pasted below is the text from the official question and answer document published by the Department of the Treasury on April 10, 2020, which you should reference:īelow is the official question from Q14 as of April 10, 2020ġ4. In successive PPP frames, only a single Flag character is used. The Flag field consists of the binary sequence 01111110. of Bits 270 Columns 9 Rows 8 Bits 19440 Bits Whole Frame transmitted in 125 microseconds Thus Basic Data Rate of STM Frame is 19440/125 µs 155.52Mbits/sec Now we will Calculate Basic SDH Data Rate by using. I have created super simple tools to guide you through calculating this for you: For businesses that have employees (including yourself): Use this calculation if you have a seasonal business. The following descriptions summarize the PPP frame fields illustrated in Figure 3-22: Flag: A single byte that indicates the beginning or end of a frame. RSOH Pointer MSOH Payload (VC) P O H 270 Columns 261 Columns9 Columns 5Rows1Row3Rows Hence Total No. There are 3 different ways to calculate this and it depends on if you are a new or existing business before 6/30/19 and if you are seasonal or not. Seasonal businesses may use an average monthly payroll for the period between Feb 15 2019, March 1, 2019, and June 30 2019.Īpplicants that were not in business from Februto Jmay use the average monthly payroll for the period between and Feb 29 2020.Īpplicants may use the average employment over the same time periods to determine the number of employees. PPP Frame Structure (3.2.2.4) A PPP frame consists of six fields. Most borrowers will use the Calendar year 2019 aggregate payroll data. What time period should borrowers use to determine their number of employees and payroll costs to calculate their maximum loan amounts?
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